When the housing market imploded in 2007 and took the economy with it, experts said the real estate market would never look the same again. Homebuyers can expect a more competitive market in 2013, and should start the mortgage lending process at least three months before they plan to start seriously looking because experts expect the process to take several months under new lending standards. Still shudder at the thought of investing in real estate? It’s time to reconsider. HERE’S WHY